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n simple terms credit card balance transfer is a process that allows you to transfer a credit balance from one card to another. This is a process used by many to lower the APR and also allow the user to consolidate their entire balance on a single card helping them to gain a better control over ...

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Free Credit Reports; How Credit Scores Affect the Price of Credit and Insurance; Online Payday Lenders; Payday Loans; Prescreened Credit and Insurance Offers; Protecting Against Credit Card Fraud; Sample Letter for Disputing Billing Errors;

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A credit report is such an important piece of information that every person who has received credit is entitled to a free one each year. But what exactly is this document that wields so much power?

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